a rock between the fuel tank rubbing a hole in the oil pan is very common and it seems to happen more to the Duetz and Perkins than the Kubotas , I have never seen a hole rubbed in the fuel tank from the top side , but I have seen it on the sides of the tank , it is amazing that the plastic doesn't get a hole and the metal does ----------- I would be sure to change the rubber bushings of the motor mounts while you got the motor out , I would bet if you were to use a bar you can make the motor move up and down a lot right now , the oil softens the rubber and the motor sags down lower than usually , and when your back up running it would be a good idea to pressure under the oil pan every so often --------------