That charge pressure (20 under load) is right down at minimum, where the warning light should come on. My understanding is that piston pumps, like the ones in the hydrostatic drive, don't work well without proper charge pressure. Worse yet, I think they can suffer damage if operated that way for long. How about the hydraulic filter, when was that last changed? Yeah, there is a bypass there if it gets too dirty, but that opens at 25 psi, so you would lose that much charge pressure "right off the top" if it is dirty. With lines from the pump capped, virtually any movement of the levers should result in max pressure. I'll have to study the hydraulic schematic some more, try to figure out where to test to find out why the charge is so low.