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<blockquote data-quote="Iowa Dave" data-source="post: 35097" data-attributes="member: 2195"><p>Unsure on the financing, I paid cash and started slow, had another venue for living expenses, and spent all profit on more and better equipment, so have never borrowed for equipment. If I was a banker, I wouldn't loan $$ unless borrower had years of experience doing this (probably as an employee of a successful company). Sorry, just my opinion. Remember you can rent a machine and one attachment for around $325 a day, which is the way to go to see if this venture will work. Once you have successfully done several nice jobs--maybe $15-20,000 worth, then use that profit to buy a used machine. I have seen guys willing to work for $50/hr because their back is against the wall as they have a payment due. Typically those guys don't have the expertise or contacts to do the good-paying stuff anyway. "Consumer/homeowner" work pays the best by far. Of course you have to move all the time and spend a lot of time bidding, especially in the evenings as most people work during the day. I work in people's lawns for the most part. As far as attachments go, you can rent any of them. The first thing you need is a good laser--not a Lowes or Home Depot one, but a GOOD one. They keep getting cheaper, $1000 will buy a nice one now. In Iowa, we get 30-35 inches of rain annually, and sloping for water flow is my #1 most frequent request, and a laser is required.The 2 "must" attachments for me are a landplane and a soil conditioner. I use both almost daily leveling and readying for sod/seeding. I have NEVER been asked to mow brush, and anyone can do it, so I think the pay would be low. Have never even hooked on to a grapple bucket or a mower. I prefer to "fix people's problems"--using my head and experience to figure out a way to solve people's problems or improve their lifestyles--better $$ in that. Of course you must be good enough to do it right, and guarantee your work. This type of work requires laborers, but that also is a plus--we land many jobs BECAUSE of the hard work involved. Commercial work is "eat or get eaten"--by that I mean the players (your competition) will destroy you for the fun of it if they can. Many are honest and really efficient, but some are sharks with an inside track on the work and will just try to beat you up. A terrible way to get started, in my opinion. I have learned the hard way, and now do commercial work, but working in Mrs. Jone's backyard pays better and has a higher profit percentage if you can keep busy. It will take 100 projects a year to keep really busy.</p></blockquote><p></p>
[QUOTE="Iowa Dave, post: 35097, member: 2195"] Unsure on the financing, I paid cash and started slow, had another venue for living expenses, and spent all profit on more and better equipment, so have never borrowed for equipment. If I was a banker, I wouldn't loan $$ unless borrower had years of experience doing this (probably as an employee of a successful company). Sorry, just my opinion. Remember you can rent a machine and one attachment for around $325 a day, which is the way to go to see if this venture will work. Once you have successfully done several nice jobs--maybe $15-20,000 worth, then use that profit to buy a used machine. I have seen guys willing to work for $50/hr because their back is against the wall as they have a payment due. Typically those guys don't have the expertise or contacts to do the good-paying stuff anyway. "Consumer/homeowner" work pays the best by far. Of course you have to move all the time and spend a lot of time bidding, especially in the evenings as most people work during the day. I work in people's lawns for the most part. As far as attachments go, you can rent any of them. The first thing you need is a good laser--not a Lowes or Home Depot one, but a GOOD one. They keep getting cheaper, $1000 will buy a nice one now. In Iowa, we get 30-35 inches of rain annually, and sloping for water flow is my #1 most frequent request, and a laser is required.The 2 "must" attachments for me are a landplane and a soil conditioner. I use both almost daily leveling and readying for sod/seeding. I have NEVER been asked to mow brush, and anyone can do it, so I think the pay would be low. Have never even hooked on to a grapple bucket or a mower. I prefer to "fix people's problems"--using my head and experience to figure out a way to solve people's problems or improve their lifestyles--better $$ in that. Of course you must be good enough to do it right, and guarantee your work. This type of work requires laborers, but that also is a plus--we land many jobs BECAUSE of the hard work involved. Commercial work is "eat or get eaten"--by that I mean the players (your competition) will destroy you for the fun of it if they can. Many are honest and really efficient, but some are sharks with an inside track on the work and will just try to beat you up. A terrible way to get started, in my opinion. I have learned the hard way, and now do commercial work, but working in Mrs. Jone's backyard pays better and has a higher profit percentage if you can keep busy. It will take 100 projects a year to keep really busy. [/QUOTE]
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