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<blockquote data-quote="Land-Tech" data-source="post: 22732" data-attributes="member: 1679"><p>I pay about $1800 a year for liability, but that includes full coverage on a excavator.You can opt out of workman's comp if you are a sole proprietor but I would recommend it if you can afford it. I'm sure it's manditory here for gov jobs.</p><p>Insuring the commercial trucks and trailers rounds the numbers out to a little over $5000 a year. This without any accidents or incidents in the last 11 years.</p><p>State of Alaska requires a $50,000 performance bond and the city of Anchorage requires a $5000 right-away bond so the curb police don't mess with you.A lot of the guys get away without licences and bond,ect, but I elect play it straight.</p><p>Anchorage requires a right-away permit for every job at $125 a pop, which I think is largely ignored, bur right-away enforcement will let you know on site if you have one and will threaten with $1000 fines until you have one. Snow removal is $1000 if push snow into or across their right-away. As a home owner, I get the privilige of paying taxes on the realestate but I can't stack snow there. Again we property owners largely ignore. but pro plowers are watched pretty carefully.If we need to store material in the right-away, you need a permit.What really ticks me off is that you have to physically go to the city and get your permit.no online applications. Say I do 50 jobs a season, you cans see what it adds to the overhead. Most small guys can keep under the radar by making sure you don't make messes and if you do clean it up.Taking care of business goes a long way with right-away enforcement and they will ignore most of it if you don't cause a problem.</p><p>Costs dealing with DOT and commercial trucks can add up but with a pickup and trailer you can pretty well stay unnoticed and not have any problems. I'm a little bigger with older trucks so have a lot hoops to jump through.I keep up on the important things like brakes and lights and try to look like I care what shape my trucks even if they 30 years old. It's kinda nice to have the inspector tell you that they didn't realize the truck was that old. Scott</p></blockquote><p></p>
[QUOTE="Land-Tech, post: 22732, member: 1679"] I pay about $1800 a year for liability, but that includes full coverage on a excavator.You can opt out of workman's comp if you are a sole proprietor but I would recommend it if you can afford it. I'm sure it's manditory here for gov jobs. Insuring the commercial trucks and trailers rounds the numbers out to a little over $5000 a year. This without any accidents or incidents in the last 11 years. State of Alaska requires a $50,000 performance bond and the city of Anchorage requires a $5000 right-away bond so the curb police don't mess with you.A lot of the guys get away without licences and bond,ect, but I elect play it straight. Anchorage requires a right-away permit for every job at $125 a pop, which I think is largely ignored, bur right-away enforcement will let you know on site if you have one and will threaten with $1000 fines until you have one. Snow removal is $1000 if push snow into or across their right-away. As a home owner, I get the privilige of paying taxes on the realestate but I can't stack snow there. Again we property owners largely ignore. but pro plowers are watched pretty carefully.If we need to store material in the right-away, you need a permit.What really ticks me off is that you have to physically go to the city and get your permit.no online applications. Say I do 50 jobs a season, you cans see what it adds to the overhead. Most small guys can keep under the radar by making sure you don't make messes and if you do clean it up.Taking care of business goes a long way with right-away enforcement and they will ignore most of it if you don't cause a problem. Costs dealing with DOT and commercial trucks can add up but with a pickup and trailer you can pretty well stay unnoticed and not have any problems. I'm a little bigger with older trucks so have a lot hoops to jump through.I keep up on the important things like brakes and lights and try to look like I care what shape my trucks even if they 30 years old. It's kinda nice to have the inspector tell you that they didn't realize the truck was that old. Scott [/QUOTE]
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