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Message: <blockquote data-quote="nobull1" data-source="post: 6221" data-attributes="member: 722"><p>In our area there is a contractors insurance pkg that most companies sell. They basically fill in the blanks and then come up with a figure(mostly based on anticipated income). Around here they don't/won't even want to insure your equipment unless you buy the whole pkg from them. The problem  is they keep adding exclusions to the policy. Soon they won't insure anything but creatures from space damage, but only if they didn't get here by space ship. You will  find it is a needed evil that you wont want to use, unless it is a lot of damage that you can't afford out of your pocket. It does give a little bit of security, but not much.</p></blockquote><p></p>