so I assume as you describe you have not cut the fuse holder out. to verify what you think is going on you will be cutting the fuse holder out to replace it, so do that now ,then take you meter put on a low ohms scale and go to the wires of the fuse holder you should read close to 0 ohms, if you do read 0 ohms move the wires around and see if the reading changes . if it reads erraticaly or infinity the fuse holder is your problem If it reads 0 ohms steadly keep looking you have not found your problem.