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General Skidsteer & Technical Topics
Construction & Landscaping
Business Insurance Audit
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<blockquote data-quote="Chandler" data-source="post: 28575" data-attributes="member: 1850"><p>Update! Talked to a lady at the main office of my insurance company today. I explained my situation and she was very understanding. She said we could do a paper/mail audit and she would contact the auditor (private contractor) and tell him that she would handle it. The insurance companies don't have a clue about who they are insuring. I could have 10-20 people working on my payroll and bringing in $100,000 a year as far as they know. I told her that I have a small business and that I work another job also and that my time is limited. I told her that I could work on a paper audit in my spare time instead of having to meet someone in the middle of the day. It's usually just my son and me. Anyway I'm thankful that it has worked out better. The Good Lord does still hear prayers! I do understand a little more why they do an audit now. They just want to know what risk they are taking with your business and how it has changed since the policy was taken out. Then they adjust the policy according to that.</p></blockquote><p></p>
[QUOTE="Chandler, post: 28575, member: 1850"] Update! Talked to a lady at the main office of my insurance company today. I explained my situation and she was very understanding. She said we could do a paper/mail audit and she would contact the auditor (private contractor) and tell him that she would handle it. The insurance companies don't have a clue about who they are insuring. I could have 10-20 people working on my payroll and bringing in $100,000 a year as far as they know. I told her that I have a small business and that I work another job also and that my time is limited. I told her that I could work on a paper audit in my spare time instead of having to meet someone in the middle of the day. It's usually just my son and me. Anyway I'm thankful that it has worked out better. The Good Lord does still hear prayers! I do understand a little more why they do an audit now. They just want to know what risk they are taking with your business and how it has changed since the policy was taken out. Then they adjust the policy according to that. [/QUOTE]
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