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General Skidsteer & Technical Topics
Construction & Landscaping
Business Insurance Audit
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<blockquote data-quote="TriHonu" data-source="post: 28434" data-attributes="member: 897"><p>My buddies insurance company audits him every 2-3 years. He is a one man excavating and snow removal business. He has had the same insurer for decades.</p><p>Sometimes he gets a visit, sometimes they just send him the forms to fill out and return. They also use outside auditors. </p><p>The last auditor tried to tell him he would be at his address at 9 o'clock on Tuesday. He told the guy that he must mean 9 PM, I'm a one man shop and will be out working... He then phoned the insurance company and told them what happened. They told him to calm down and they would just send him the forms.</p><p>His insurance also uses his gross as one of the factors to calculate his premiums. His past good record doesn't seem to matter.</p></blockquote><p></p>
[QUOTE="TriHonu, post: 28434, member: 897"] My buddies insurance company audits him every 2-3 years. He is a one man excavating and snow removal business. He has had the same insurer for decades. Sometimes he gets a visit, sometimes they just send him the forms to fill out and return. They also use outside auditors. The last auditor tried to tell him he would be at his address at 9 o'clock on Tuesday. He told the guy that he must mean 9 PM, I'm a one man shop and will be out working... He then phoned the insurance company and told them what happened. They told him to calm down and they would just send him the forms. His insurance also uses his gross as one of the factors to calculate his premiums. His past good record doesn't seem to matter. [/QUOTE]
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